Medicaid doesn’t just look at what you own today—it looks back five years. This is called the 5-year look-back. Medicaid reviews financial transactions for the 60 months before an application is filed. Gifts to children, transfers of land, or selling property for less than fair market value can all trigger penalties.
If Medicaid finds a problem, the result isn’t a denial forever—but it can mean a period of ineligibility when the facility must still be paid. That’s where many families get caught off guard.
The good news is that there are planning options. With the right guidance, families can understand what options exist and when planning should begin.
If you or a loved one may need long-term care in the future, a consultation today can make a meaningful difference down the road. Give us a call to schedule an appointment to learn more about your options.
